Travel insurance is one of those things you hope never to need — but when you do, it's invaluable. Skipping it to save £30 can result in bills of £50,000 or more in the event of a medical emergency abroad.
What Should a Good Policy Cover?
- Medical expenses — at least £2 million for USA trips, £1 million for elsewhere
- Emergency repatriation — flying you home if medically necessary
- Trip cancellation — if you or a close family member falls ill before departure
- Baggage and personal belongings — theft, loss, or damage
- Flight delay — compensation after a qualifying delay
Common Exclusions to Watch For
Pre-existing medical conditions are the most frequent cause of declined claims. Always disclose any conditions when taking out a policy. Adventure sports, extreme activities, and travel to FCO-advised destinations are also commonly excluded.
Annual vs Single-Trip Policies
If you travel more than twice a year, an annual multi-trip policy almost always offers better value. Compare both options before purchasing.
& ABTA Protection
When booking through Sasky Trips, your package holiday is protected — meaning your money is safe if we cease trading. This complements, but does not replace, comprehensive travel insurance.